Eligible consolidating lenders

26-Feb-2017 20:06

Terms and conditions on Federal Consolidated Loans are in line with all Federally backed student loans.Interest rates are based on the weighted average of the interest rates on the loans being consolidated, but may not exceed 8.25 %.

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The following Federal student loans are eligible for consolidation: Federal Direct PLUS Loans for Parents can not be transferred to the student, and are therefore ineligible for Federal loan consolidation.In some instances, banks will allow borrowers with poor credit to engage a cosigner in order to secure a consolidated loan.